Repatriation Estimator
Estimate the final amount you can take back home after taxes.
Net Repatriable Amount
₹0
*Indicative value after TDS
"For NRIs, recovering assets in India is not just about paperwork; it's about navigating cross-border regulations, banking compliance, and tax treaties."
01 The NRI Challenge
Non-Resident Indians (NRIs) face a unique set of hurdles when claiming unclaimed shares or dividends from the Investor Education and Protection Fund (IEPF). The process is significantly more complex than for residents due to:
- KYC Hurdles: Expired Indian documents or lack of local address proof.
- Banking Issues: Dormant NRE/NRO accounts or lack of a PIS (Portfolio Investment Scheme) account.
- Logistics: Inability to physically visit RTA offices or courts in India.
02 5-Step Recovery Process for NRIs
Activate NRE/NRO Account
You cannot use a regular savings account. Reactivate your dormant NRO account or open a new one to receive funds in INR.
Document Attestation
Documents executed outside India must be attested by the Indian Embassy or notarized and Apostilled (for Hague Convention countries).
File IEPF-5 / Transmission Request
File the claim online. For physical shares, send the hard copies along with the Indemnity Bond to the Nodal Officer.
Verification & Approval
The company verifies your documents. If approved, they send a verification report to the IEPF Authority.
Credit & Repatriation
Shares are credited to your Demat. Dividends are credited to your NRO account. You can then repatriate funds (move them abroad) after paying applicable taxes (Form 15CA/CB).
03 Critical Documents for NRIs
Identity & Address
- Self-attested copy of Passport
- OCI/PIO Card (if applicable)
- Overseas Address Proof (Utility Bill/Bank Stmt)
- Indian PAN Card
Banking & Legal
- Cancelled Cheque of NRO Account
- Client Master List (CML) of Demat
- Indemnity Bond (Notarized/Apostilled)
- Affidavit (Notarized/Apostilled)
04 Taxation & DTAA
India has Double Taxation Avoidance Agreements (DTAA) with 80+ countries (USA, UK, Canada, UAE, etc.). This ensures you don't pay tax twice on the same income.
Dividend Tax
20% + Cess
TDS deducted at source
LTCG (Shares)
12.5%
On gains > ₹1.25 Lakh
With DTAA
10-15%
Reduced rates possible
Struggling with NRI Documentation?
We handle the entire end-to-end process for NRIs, including Apostille, NRO account coordination, and DTAA compliance.
05 Frequently Asked Questions
About KMFSL Global
We are India's leading asset recovery firm for NRIs, assisting clients from USA, UK, Canada, Australia, and UAE in reclaiming their forgotten Indian investments.